It is the mantra of people who missed a great deal. It's the theme song of the procrastinator. It's the refrain that reminds us of the one that got away.

Some people are still beating themselves up because they didn't recognize the housing bubble was really going to burst. It is impossible to change the past but will they see the signs of the next housing trend?

In the past four years, prices have adjusted with 30% corrections nationally and much more in areas with high percentages of foreclosures. New homes are almost non-existent. Interest rates are slightly above record lows. Consumer goods are skyrocketing; our budget deficit and national debt are staggering and escalating inflation appears certain.

'Forget stocks. Don't bet on gold. After four years of plunging home prices, the most attractive asset class in America is housing.' states Shawn Tully, Senior Editor at-Large for Fortune magazine in a March 28, 2011 article.

'If I would have known that this was the best buyer's market ever, I could have taken advantage of the prices and interest rates; I should have fixed my cost of housing for years to come.' Don't catch yourself saying this. You owe it to yourself and your family to get firsthand information to see what your options really are.